My Personal Entries

Here you will find posts on my progress, observations, hints, ideas, etc.

Another Important Milestone

Today marks another important milestone. As I have written before, eliminating debt has been our primary focus since March of this year. Our plan has been very simple. Start with the highest debt and apply as much as you can over the minimum, and pay just the minimum on the other debts. Read more…

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Posted by Roger - October 30, 2009 at 8:19 pm

Categories: Eliminating Debt, My Personal Entries   Tags:

New Site Design

It’s Sunday and I decided I wanted to streamline my blog. I have implemented a more simple design with less clutter on the main page. I went from three columns down to just two. I changed colors to what I think is a bit more pleasing. Hope you all like it.

Thanks

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Posted by Roger - October 29, 2009 at 3:39 pm

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Get Your Free Annual Credit Report

Though we no longer use credit or have any credit cards, ( we cut them all up in March), it’s still important for us to know what is on our credit report. Credit reports are sometimes used as part of a new employee background checks and if you are going to get a mortgage they will surely take a peek at your credit report. Recently passed law give consumers the right to request a free credit report from the 3 top reporting agencies. Here’s how to get yours. Read more…

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Posted by Roger - October 25, 2009 at 10:02 pm

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Do you need motivation?

You will not believe the things you can accomplish if you have the right motivation, however, getting motivated can sometimes be difficult. I offer you a story that will hopefully inspire you to reach new heights. Read more…

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Posted by Roger - October 24, 2009 at 8:07 pm

Categories: Motivation, My Personal Entries   Tags:

How to Make a Million Dollars

For some making a million dollars will be easy and quick. For others, like me , it will be slow and not so easy. Marshall Brain has put together a very nice online presentation on ” How to Make a Million Dollars”. It just may make things a whole lot easier. Read more…

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Posted by Roger - October 24, 2009 at 7:24 pm

Categories: Business Knowledge, My Personal Entries   Tags:

Save or Pay-Off Debt? Which do you choose?

In the past, whenever I had extra money I was never clear on whether to put the money in a savings account and earn some interest or pay-off debt. Well, now that I have more insight into personal finance I know exactly what do do. Read more…

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Posted by Roger - October 24, 2009 at 11:15 am

Categories: Eliminating Debt, My Personal Entries   Tags:

5 Ways to Work with your Spouse Towards Financial Freedom

If your spouse is not onboard with your plan for financial freedom than I can assure you, your plan will likely fail. Your spouse has to play an equally important role in your financial plan. If your spouse feels as though they are just along for the bus ride, at some point they’ll get off at the next stop. But how do you get your spouse involved in your plan? Here are 5 ways? Read more…

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Posted by Roger - October 22, 2009 at 8:24 am

Categories: Motivation, My Personal Entries   Tags:

Can I Double My $100 in 30 Days? Final Entry

My plan to double my $100 in 30 days did not turn out the way I had intended. It isn’t that I cannot double the money. I know I can, by simply buying at wholesale and selling at a mark-up on eBay. The problem is deeper than that. Read more…

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Posted by Roger - October 18, 2009 at 7:08 pm

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Learn All About Family Budgeting.

Being in debt is “financial bondage”. You become a slave to your lender. however, there is freedom for those who are willing to learn how to properly manage their money. One of the first things you need to learn is family budgeting. Read more…

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Posted by Roger - October 17, 2009 at 7:18 pm

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14 Components of a Strong Financial Plan

Becoming a millionaire requires planning, it’s not going to happen by accident. You’re going to need a plan that will put you on the road to becoming a millionaire. In this post I’ll go over what Dave Ramsey recommends are the major components of a healthy financial plan. Read more…

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Posted by Roger - October 17, 2009 at 6:33 pm

Categories: Eliminating Debt, Financial Investing, My Personal Entries   Tags:

Can I Double My $100 in 30 Days? Day 7

I visited several garage sales this weekend, but found nothing that could possibly sell and allow me to make a profit. I do live in a fairly small town (pop. less than 5000), so my selection does tend to be fairly limited. I gotta tell you that I am a bit torn and am wondering if it will be too much of a hassle to try to double one hundred dollars. Read more…

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Posted by Roger - October 16, 2009 at 1:00 pm

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Can I Double My $100 in 30 Days? Day 5

Sorry folks real busy day at work yesterday so I didn’t have an entry. Today is Day 5, it’s early in the morning on Saturday. I have decided on the following way to double my money. Read more…

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Posted by Roger - October 14, 2009 at 7:23 am

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