The Millionaire Blog

Becoming a millionaire requires planning, it’s not going to happen by accident. You’re going to need a plan that will put you on the road to becoming a millionaire. In this post I’ll go over what Dave Ramsey recommends are the major components of a healthy financial plan.

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One of the steps in the “getting our of debt plan” is to set aside $1000 as an emergency fund. What exactly is an emergency fund? Well, it’s your hedge against Murphy’s Law. As you try to get our of debt emergencies will occur. Car repairs, medical, etc. The emergency fund covers those incidents and […]

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Getting out of debt is a big personal goal of mine. My wife and I have made a conscience effort since early March of this year to apply as much of our income towards debt. Since March we have eliminated $7200 in debt.

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Becoming a millionaire doesn’t require a lot of sweat if you ask Brian O’Reilly. Mr. O’ Reilly is destined to become a millionaire by the time he is forty. His story should be an inspiration to those who want to become a millionaire, but don’t want to work up a sweat doing it.

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Whenever someone mentions the word budget, instantly, an expression of fear, confusion, and exasperation can be seen on those who hear it. Creating and maintaining a budget can appear to be a daunting task. It doesn’t have to be that way if you follow a few simple tips.
John Maxwell (a well respected author and speaker) […]

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4 Reasons why it is so hard to manage your money today and what to do about it.
Have you ever noticed how personal money management has a feel of dieting to it? Not only is there the challenge of knowing what method will work for you, but more significantly, what method will bring a long-term, […]

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Saving money and cutting expenses is vital to helping you reach financial independence. There are many ways to save money by eliminating small expenses. Once you add them all up they amount to huge savings. Here is a list of 10 ways to save $50 per month.

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How much do YOU owe on your credit cards?
The average American family is now over $7000 in debt just on their credit cards. That debt generates an interest charge of over $105 each month if your card charges the average 18%. If you have missed a payment or made a late payment (even by […]

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